Guide on How to Buy Bitcoins with a Credit Card in 2023 – BEST **

Credit cards are one of the most preferred payment methods to buy Bitcoins and if you are wondering how to buy Bitcoins with a credit card in 2021, you are at the right address. Chargebacks are not a problem anymore with the help of anti-fraud companies. Moreover, an increasing number of exchange platforms began to accept credit cards. Below, you are going to find the safest and popular methods you can prefer to buy Bitcoins with a credit card.

Quick Overview on How to Buy Bitcoins with a Credit Card in 2021

With the increasing popularity of cryptocurrencies, credit cards are the most popular payment option favored by traders. It used to be a great challenge in the past due to chargeback requests of the buyers. However, the industry managed to overcome this challenge with third-party anti-fraud companies.

Today, the majority of the exchange platforms allow buyers to buy Bitcoins with a credit card. If you are interested in learning more about these platforms, then this guide is for you. We have prepared a quick overview of these platforms. You can check each of them one by one or simply navigate through the following list to see whether you can find a platform that you know or heard.

Here are the platforms we have shared detailed information about how to buy Bitcoins with a credit card in 2021:

• eToro
• Coinbase
• LocalBitcoins
• Xcoins
• CEX.io
• Coinmama
• CoinCorner
• Bitpanda
• Binance
• Bitstamp
• Indacoin
• Coinhouse
• FAQs on How to Buy Bitcoins with a Credit Card
• Final Words on How to Buy Bitcoins with a Credit Card

How to Buy Bitcoins with a Credit Card Using eToro?

Buying Bitcoins with a credit card using eToro has plenty of advantages, and one of them is low fees. In addition to this, eToro has one of the most user-friendly interfaces and systems. On the other hand, due to the nature of the platform, withdrawing your coins to your external wallets is a bit challenging.

eToro is a versatile platform that is designed to assist operations in daily transactions. Most of the users make money from price speculations. This platform provides different cryptocurrency services including exchange, CFD services, trading operations, and wallets.

Traders can buy Bitcoin with a credit card through their platform and start speculating on Bitcoin prices. Although the platform supports the withdrawal of your profits, it is a bit challenging since it is designed for price speculation.

How to Buy Bitcoins with a Credit Card Using Coinbase?

You can also buy Bitcoins with a credit card using Coinbase. As a user, you can benefit from a user-friendly and easy-to-use interface. Moreover, you can also enjoy low fees in your transactions. Coinbase is one of the popular exchange platforms in the world and working with them is a kind of privilege for many users.

It is mainly because Coinbase is not available worldwide. In addition to this, due to their large number of active users, there may be delays in customer support too.

With more than 30 million customers worldwide, Coinbase is the biggest Bitcoin broker in the world. As a buyer, you will be charged a 3.99% fee for each credit card transaction. This fee is a fixed fee that is applied to all every country they serve. On the other hand, Coinbase offers a great deal to buyers.

You can enjoy a $10 Bitcoin bonus when you buy at least $100 Bitcoins in a single transaction.

How to Buy Bitcoins with a Credit Card Using LocalBitcoins?

It is also possible to buy Bitcoins with a credit card using LocalBitcoins, where you can find plenty of sellers from all around the world. Moreover, you can also enjoy an easy-to-use and beginner-friendly interface while using their systems.

However, most of the users on the platform usually charge high fees when you want to buy Bitcoins with a credit card. In addition to this, the chances of being a victim of a scam are quite high due to the nature of the platform.

LocalBitcoins is one of the popular peer-to-peer marketplaces, where it meets buyers and sellers over its platform. It is possible to think of this platform as the Bitcoin eCommerce platform. You can find different and independent sellers that accept payments with different methods.

If you are going to prefer this platform, then you need to be cautious while choosing your seller. As you will be trying to avoid scammers, most of the sellers will not want to trade with your new account for the same purpose. However, you can enjoy the platform once you build enough reputation with successful trades.

Guide on How to Buy Bitcoins with a Credit Card Using LocalBitcoins

Here is a step-by-step guide that you can follow to start buying Bitcoins with a credit card using LocalBitcoins.

• You need an account to start your operations, thus you have to sign up to their systems.
• Once logged in, you can search for the sellers who accept payments with a credit card.
• Check out seller details and look for his or her reputation, number of trades, etc. In addition to this, you need to check his or her trade terms before the trade.
• Now all you have to do is type the amount you would like to buy and then click on the Send Trade Request button to initiate the trade offer.
• Once the seller will accept your offer, the trade will be initiated. Please keep in mind that sellers may have additional requests depending on your trade conditions.

How to Buy Bitcoins with a Credit Card Using Xcoins?

It is quite easy to buy Bitcoins with a credit card using Xcoins too. Xcoins offers one of the fastest transactions in the crypto world and they also offer 24/7 support. The biggest downside of the platform is they do not offer a fixed transaction fee. Moreover, they only accept Dollars and Euros as fiat currency.

This is a Malta-based exchange platform, and it is one of the oldest platforms available on the internet. They started to provide services in 2016. Besides Bitcoin, you can also buy Ethereum, Litecoin, Ripple, and Bitcoin Cash with a credit card. They accept both Visa and Mastercard unless you are going to pay in Euro or Dollars.

Buyers can complete their transaction only in 15 minutes once their payments are approved. If they will fail to deliver your coins on time, they will not charge you any fees in your next purchase. Those who are looking for quick transactions and operations can prefer Xcoins with ease of mind.

It will be worth noting that there are no upper limits for purchasing but the lower limit is 50 Euros or Dollars.

How to Buy Bitcoins with a Credit Card Using CEX.io?

If you wonder how to buy Bitcoins with a credit card using CEX.io, then the following information is just for you. CEX.io is one of the oldest platforms in the industry and they offer high buying limits for traders. However, due to a large user base, their support is relatively slow when compared to other platforms. In addition to this, they charge you higher rates.

CEX.io started to provide services in 2013 and today, the platform has more than 2 million active users. They only offer their services to residents of Europe, the United States, and a limited number of countries in Asia and South America. Besides serving as a trading platform, they can also offer you brokerage services.

Buyers can withdraw their investments in Dollars, Euros, Pounds, or Rubles and their transactions will be completed instantly. All you need to do is link your payment cards to your account. After that, you can enjoy withdrawal or payment options whenever you want.

You will not have to deal with third-party services to withdraw your money too. If you are going to withdraw your money to any Visa or Mastercard, your transaction will be initiated and completed instantly.

Guide on How to Buy Bitcoins with a Credit Card Using CEX.io

Below, you are going to find step by step tutorial on how to buy Bitcoins with a credit card through their systems.

• First thing first, you need an account to initiate your operations.
• Once you log in to your account, click on the Finance section on the upper menu.
• Here, click on the Deposit button located on the right section of your preferred fiat currency.

You can choose between two methods, which are wire transfer and credit card. Pick any of them you like and finalize your trade.

How to Buy Bitcoins with a Credit Card Using Coinmama?

Coinmama is one of the platforms that offer great customer service. They are one of the most reputable platforms on the internet and famous for their fast services. The only problem with this platform is you cannot benefit from their services if you are not residing in the United States. Below, you can find detailed information on how to buy Bitcoins with a credit card using Coinmama.

Coinmama has been allowing buying Bitcoins with a credit card since 2013. If you have a verified Coinmama account, then you can purchase up to 1 million dollars worth of Bitcoin in a single transaction. In short, they offer limitless transactions.

Moreover, they are one of the fastest and most reliable services in the industry. Your Bitcoins will be delivered to your account as soon as you finalize the purchase. You can also enjoy great customer service at any time of the day.

Guide on How to Buy Bitcoins with a Credit Card Using Coinmama

Here are the steps that you need to follow to buy Bitcoins with a credit card using Coinmama. It will be worth noting that you need a Bitcoin wallet before your transaction since Coinmama does not offer wallet service and they do not hold their customers’ coins.

• Visit the homepage of the platform and pick any of the pre-determined amounts you would like to buy.
• You can also determine your own price and currency you are going to use in your transaction.
• Once you are done, click on the Buy BTC button. This button will direct you to the login or sign-up page.
• Create your account through the redirected page. You will be asked to submit your ID for verification. In general, this process is completed within an hour.
• After your approval, you can start buying Bitcoins with a credit card whenever you want. Mastercard and Visa are the credit cards that receive the fastest confirmation. If you increase your verification to level 3, in which you will be asked to submit additional information and documents, you can trade up to $7,500 a day and $40,000 a month.
• On the next page, you will be asked your Bitcoin address.
• After you provide the required information, you can finalize your order and receive your Bitcoins in your wallet.

How to Buy Bitcoins with a Credit Card Using CoinCorner?

If you are a beginner and looking for an easy-to-use platform, then CoinCorner can be the ideal choice for you. We have provided detailed information on how to buy Bitcoins with a credit card using CoinCorner in the following. It will be worth noting that this platform also offers its services through its mobile application.

The biggest downsides of the platform are it is not available worldwide and they charge high fees when you are going to deposit money. Other than that, they are quite a beginner-friendly platform.

It started to provide services to the Bitcoin community in 2014 and the company is located in the Isle of Man. Unfortunately, they serve a limited number of countries in the world. Buyers do not need to verify their identity when they buy Bitcoins under $1,000.

You can easily transfer your Bitcoins to any address through their mobile application. Moreover, you can also receive Bitcoins to your account from other platforms.

How to Buy Bitcoins with a Credit Card Using Bitpanda?

Bitpanda is another platform on which you can consider buying Bitcoins with a credit card. Besides credit cards, you can also choose between many other payment options, and they charge you relatively low fees when compared to most of the other platforms.

The biggest downside of this Austrian startup is they offer their services to a limited number of countries. The company started to serve traders in 2014 and mainly targets the European market. In addition to European countries, Bitpanda also offers services to a limited number of countries in the world.

Buyers can buy Bitcoins with a credit card through their services, but they can buy other cryptocurrencies too. The platform also supports payment options such as SEPA, Skrill, Neteller, and wire transfers.

How to Buy Bitcoins with a Credit Card Using Binance?

You can also buy Bitcoins with a credit card using Binance without any challenges. In fact, we can recommend this method for beginners. First of all, Binance has a great reputation in the industry, and they offer their services to buyers from all around the world.

Of course, there are some drawbacks to this platform too. Due to its large number of users, Binance provides relatively slow customer service and support. In addition to this, the verification process is quite slow too.

You can enjoy all kinds of cryptocurrency with Binance. The company had a deal with Simplex and thus, it accepts payments with a credit card. Considering the majority of the platforms listed on this guide, Binance is a young platform. However, it managed to reach an amazing trading volume in a very short time and became more popular than most of its competitors.

How to Buy Bitcoins with a Credit Card Using Bitstamp?

It is also possible for you to buy Bitcoins with a credit card using Bitstamp. This great company has a great reputation in the industry and supports multiple payment options. In addition to this, you can benefit from their services no matter where you live.

They offer average transaction fees for payments and their interface may be quite confusing for some users. Besides these, their verification process usually takes longer when compared to the other platforms.

Bitstamp has been offering its services to users since 2011. This makes it one of the oldest exchange platforms available in the industry. Needless to say, it is also one of the most reputable platforms that you can prefer.

The company has a license from Luxembourg’s Finance Ministry, and they accept payments with a credit card through Simplex. If you are residing in Europe or the United States, you can easily benefit from their services. They also offer their services to some South American and Asian countries in the world.

Guide on How to Buy Bitcoins with a Credit Card Using Bitstamp

You can learn more about how to carry out your operations to buy Bitcoins with a credit card using Bitstamp in the following:

• Once you create an account on their systems, you need to click on the Deposit section available on the top menu.
• From here, you need to click on the Credit Card option located on the right sidebar.
• On the page, you have to choose the amount that you would like to deposit.
• After that, you can click on the Buy button and choose the amount of Bitcoin you would like to buy.
• Now type the amount you are going to buy and finalize your deal by clicking on the Buy BTC button.

It will be worth noting that your credit card needs to support 3D secure technology. Some credit cards issuers charge extra fees by accepting the payment as a cash advance. This totally depends on your bank, and you can contact them before the trade.

How to Buy Bitcoins with a Credit Card Using Indacoin?

If you would like to buy Bitcoins with a credit card using Indacoin, it is possible too. Indacoin is a United Kingdom-based exchange platform that offers great customer service. Moreover, you can benefit from their services without any location limitations. The biggest downside of this platform is its high transaction fees.

If you are going to create a new account, you can buy Bitcoin with a credit card up to $500 for the first week. Your limit will be increased to $2,000 at the end of two weeks and you will have no limits after a month. The lower limit for each credit card transaction is $50.

Buyers need to verify their phone numbers and credit cards to buy Bitcoins. The verification process is quite simple and quick. Due to high transaction fees, it may not be the ideal choice for everyone, but it is worth giving a try.

How to Buy Bitcoins with a Credit Card Using Coinhouse?

Here is our last recommendation. You can also buy Bitcoins with a credit card using Coinhouse, which is one of the reputable platforms in the industry. It is an ideal choice for many buyers due to their high buying limits.

However, they charge the buyers with high exchange rates, and they are not available in all countries. Coinhouse is very popular, especially in Paris. They offer a wide range of payment options to buyers. In addition to Visa or Mastercard credit cards, you can also buy Bitcoins with Neosurf prepaid cards and cash.

FAQs on How to Buy Bitcoins with a Credit Card

We have provided everything you need to know to buy Bitcoins with a credit card in this guide. However, we would like to share some of the frequently asked questions in this section to provide convenience to our readers.

Is It Possible to Buy Bitcoins with Discover Card?

Unfortunately, the majority of the Bitcoin exchange platforms accept Visa or Mastercard. However, some platforms such as CEX.io accepts Discover card too.

Is It Possible to Buy Bitcoins with Visa Credit Cards?

Of course, Visa credit cards are one of the commonly accepted credit card types in all exchange platforms.

Can I Buy Bitcoins with a Credit Card using Bitcoin ATMs?

Because of the chargeback problems, Bitcoin ATMs only accept cash for buying Bitcoins. It is not possible to buy Bitcoins with any method apart from cash.

Final Words on How to Buy Bitcoins with a Credit Card

We have listed all the exchange platforms that allow you to buy Bitcoins with a credit card. You can pick any of the above-mentioned platforms and enjoy a buying experience without any platforms. There is no best when it comes to these platforms. It totally depends on you and your preferences.

However, we highly recommend starting small until you fully trust the platform you are going to prefer. Some of these platforms are more popular than others and you may want to start with them.

If you have any further questions on how to buy Bitcoins with a credit card in 2021, you can always leave a comment on this guide. We will be replying to your question as soon as possible and provide you further assistance.